SimplyMea
HOME BUYING
NMLS | 1966489 - CA DRE | 02407517
powered by The Lighthouse Lending Group
DRE #02203104 NMLS #2446227
MORTGAGE SERVICES & LOAN PROGRAMS
WE'LL FIND YOUR PERFECT MORTGAGE
We work with our clients to create a comprehensive plan to reach their long-term real estate goals through:
Residential, Investment, and Commercial Purchase Strategies - Refinancing, HELOC's and Home Equity Loans - Rate and Market Trend Reports - Informational Webinars on the Real Estate Buying and Selling process
FIRST-TIME HOMEBUYER PROGRAMS
Low Down Payment
We specialize in making homeownership dreams come true. Our complete mortgage brokerage includes origination, processing, and real estate services. Our team of experts will guide you every step of the way to make sure you get the best mortgage for your unique needs.
REFINANCING OPTIONS
Lower Your Monthly Payments
Refinancing your mortgage can be a great way to save money. Our refinancing options include cash-out refinancing, adjustable-rate mortgages, and more. We'll help you explore all your options and find the best one for you.
INVESTMENT PROPERTIES
Grow Your Portfolio
Owning investment properties can be a lucrative way to build wealth. We offer a variety of financing options for investment properties, including fix-and-flip loans, rental property loans, and more. Let us help you find the right financing for your investment goals.
OUR LATEST MORTGAGE PRODUCTS
CONVENTIONAL - FHA - VA
Our most popular loans. Government backed loans up to county loan limits.
ADDITIONAL OPTIONS AVAILABLE TO HOME BUYERS & HOMEOWNERS
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Down Payment Assistance (DPA) Programs
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CalHFA Programs Available
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Adjustable Rate Mortgages
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1-0 & 2-1 Temporary Buydowns
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HELOC & HELOAN 2nd Mortgages
JUMBO LOANS
When a higher loan amount above conforming limits is needed.
ALT-DOC (NON-QM)
Loans that specialize with alternative income documentation for our entrepreneurs and business owners.
HARD MONEY LOANS
Limited documentation, private investor backing when a quick close is needed.
HOME EQUITY CONVERSION MORTGAGE (HECM)
Available to clients 62+ years old. Options for homeowners in their retirement years.
HECM Refinance - tap into the significant equity in your home and eliminate mortgage payments.
HECM Purchase - purchase a home with enough of a down payment to create significant equity in the home to eliminate the monthly mortgage payment.
THE WHY BEHIND WHAT WE DO
Clients are at the center of everything we do. Making sure they feel comfortable and empowered with knowledge throughout the process is our goal.
Communication, transparency and answering questions helps our clients feel they are part of the process, but are not overwhelmed by it. It begins with the initial consultation and ends with the close of escrow.
Integrity matters.
Creating an experience and environment that clients trust and feel confident in is our WHY in what we do.
Whether a first time buyer or an seasoned investor, you deserve the best experience, with the peace of mind knowing that we have your back.
REALTORS YOU CAN TRUST
Our network of Trusted Real Estate Professionals are the best in the business!
If you are selling your home, our Realtors will walk you through strategies to get top dollar for your home. Whether it involves light repairs, cosmetic touch ups or staging, our network of professionals will deliver the results buyers are looking for!
If you are looking to buy, our Real Estate Professionals have strong knowledge of market trends and loan options to negotiate the best deal for you. They come to the table with all the materials to get your offer accepted.
We work with a network that specialize in everything from luxury real estate to new home buyers to commercial or land purchases.
FAST APPROVAL PROCESS - CLOSE ON TIME
We understand that time is of the essence when it comes to buying a home or refinancing your mortgage. That's why we offer a fast approval process and work hard to close your loan on time.
EXPERT GUIDANCEEVERY STEP OF THE WAY
Buying a home or refinancing your mortgage can be complicated, but we're here to help. Our team of experts will guide you every step of the way to make sure you get the best mortgage for your unique needs.
WHAT OUR CLIENTS THINK
"In a sea of Real Estate Professionals, we were lucky enough to find Maria when we were ready to refinance. Not only was it a smooth transaction and a fast funding, she got us an excellent rate! If you are looking for a hands-on, effective and knowledgeable Real Estate Professional, look no further. Thank you Maria!"
Danita & Derrick
"We would recommend Mea & Al to everyone who has ever been nervous about the home buying and selling process. They listed our home and found our dream replacement home while answering all of our questions along the way. We trust them implicitly and so should you!"
Sandy & Donald
"I was referred to Mea who helped me with the refinance of my home. I understand why she was so highly recommended. Her knowledge on lending made me feel comfortable during a very stressful time. She was able to save me and my growing family money on our monthly mortgage and answered all of our questions throughout the process."
Lauren
Calculate Your Mortgage!
Monthly Payment Breakdown:
Principal & Interest:
$0.00
Property Tax:
$0.00
Insurance: $130
Total:
$0.00 /mo
* The mortgage calculation shown above is an estimate and is intended for informational purposes only. Actual rates and payments may vary based on your financial situation and lender terms. For a more personalized and accurate rate, please contact me for assistance.
CONTACT US
FOR MORE INFORMATION, PLEASE EMAIL US:
Tell us how we can help with your homeownership journey or help with your mortgage related needs!